Let me tell you something. I belong to an investment group with some acquaintances. This came up as a friendly thought by one of us and I am glad that it is revolving into something. When we started, all of us were quite serious about the idea. We agreed to meet once in two months and to make some monthly deposits to a joint bank account. The first four months we superb! None of us defaulted on deposits and we all attended meetings. You could say we were on fire for the thing. Six months down the road, things started changing, people gave excuses for not coming to meetings. We had one of two missing every time we met. The one who we had designated secretary would not write minutes. Instead, we would try to recall action points of the last meeting and go on. It became a little vague but we pushed on until the end of 2018. In all this time, one particular member was the most unserious (that is if there is something like that). She missed meetings or she reported late at ...
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